Your household's monthly subsidy:
You also qualify for cost-sharing reductions:
Important note: You also likely qualify for Dr. Dynasaur. Read below for more details.
Important: Your estimated income is within a few thousand dollars of the threshold to qualify for subsidies. If your actual 2018 income is higher, you might have to pay back the subsidy.
Why is my subsidy zero?
You do not receive a subsidy because the second lowest cost silver plan costs less than of your household’s income. is the cap for households of your size and income. If this plan cost more than of your income, you would receive financial help to bring your contribution down to that level.
View the chart below for the range of costs of the different metal level plans.
|Product||Full Premium||Your Cost||Your AV|
Premiums shown are from different insurers, and are for illustration only.
Catastrophic plans are not listed here because subsidies cannot be used to purchase Catastrophic plans. Catastrophic plans are only available for individuals who are under age 30 prior to the first day of the plan year or for individuals who have received a certificate of exemption.
Dr. Dynasaur for Children (Income up to 317% FPL)
Based on your answers to these six questions, your children may qualify for Dr. Dynasaur, Vermont's public health program that provides quality low-cost or free health insurance to children under 19. This could explain why the Estimator didn't give you a quote for a family plan. Vermont Health Connect can help you sign up for the right program for you. Learn more about Dr. Dynasaur and how to apply.
Dr. Dynasaur for Pregnant Women (Income up to 213% FPL)
Based on your answers to these six questions, pregnant women in your household may qualify for free high-quality health insurance from Dr. Dynasaur, Vermont's public health program. Vermont Health Connect can help you sign up for the right program for you. Learn more about Dr. Dynasaur and how to apply.
Medicaid for Adults (Income up to 138% FPL)
Based on your answers to these six questions, you may qualify for free high-quality health insurance. Please note that there are additional rules and more information is needed. Vermont Health Connect can help you sign up for the right program for you. Learn more about Medicaid and how to apply.
Cost-Sharing Reductions (Income below 317% FPL)
In addition to the financial help to reduce your monthly premiums, you may be eligible for help to reduce your out-of-pocket medical expenses. In order to qualify for these cost-sharing reductions, you must purchase a silver-level plan on Vermont Health Connect.